China.com financial reporter interviewed BOC consumer finance on relevant issues. The company responded: & ldquo; This personnel change of the company belongs to the normal adjustment, and it also belongs to the normal adjustment range compared with peer companies& rdquo;
Six senior management changes during the year
Recently, the CBRC * announced that Zhu qiangbiao's qualification as chairman of BOC consumer finance has been approved
Public information shows that there have been six senior management changes in BOC consumer finance this year: Du Leilei's qualification as director was approved in April 2020; In July 2020, the qualification of director and general manager Tian Hongyan and deputy general manager Li Zhengmao was approved; In August 2020, assistant general manager Liu Gang was approved; In September 2020, a new supervisor, Liu Wenxiang and Zhao Rong, withdrew from the board of supervisors; In November 2020, the qualification of chairman Zhu qiangbiao was approved
China.com financial reporter interviewed BOC consumer finance & ldquo; Why are there many senior management changes this year? Is there any relevant strategic adjustment after the change& rdquo; The company responded: & ldquo; This personnel change of the company belongs to the normal adjustment, and it also belongs to the normal adjustment range compared with peer companies& rdquo;
This year's net profit decreased significantly
Up to now, BOC consumer finance has been established for ten years and has had a high light moment. In 2017, it ranked first in the performance of licensed consumer finance companies with a net profit of 1.375 billion yuan
2018 was a turning point, and the company received three fines in that year. According to public information, in May 2018, BOC consumer finance was * 1.3868 million yuan by Shanghai Banking Regulatory Bureau. The ticket shows that bank of China Consumer Finance had the behavior of charging for loans when handling some loans in 2016. In October 2018, BOC consumer finance was ordered to rectify and impose a fine of 1.5 million yuan by Shanghai Banking Regulatory Bureau. The punishment is due to the fact that the income of the Bank of China's consumer financial borrowers has not fulfilled their duties before the loan investigation, and the regulations on the payment of personal loan funds have not been strictly implemented. In the same month, BOC consumer finance was fined 100000 yuan by the Shanghai Branch of the central bank for violating the relevant provisions of the regulations on the administration of credit investigation industry
Meanwhile, the net profit of BOC consumer finance in 2018 fell by 59.35% year-on-year to RMB 559 million, and the net profit in 2019 was RMB 659 million, which has not been able to return to the echelon of net profit of RMB 1 billion
About this year's performance, BOC consumer finance once said: & ldquo; From January to June, the accumulated operating revenue of the company was basically the same as that of the same period last year. However, due to the impact of the epidemic on asset quality and risk provision, the net profit decreased significantly year-on-year& rdquo;
China.com financial reporter interviewed BOC consumer finance & ldquo; What is the current development stage of the company? What is the development strategy& rdquo;
Bank of China Consumer Finance said: & ldquo; 2020 is the 10th anniversary of the establishment of BOC consumer finance and the year of the digital transformation of BOC consumer finance. Facing the tide of the new era and the constant changes and challenges of the market, BOC consumer finance will take serving the national strategy as the guiding ideology and serving the development of the real economy to fully implement & lsquo; Stimulate vitality, quick response and key breakthroughs, and speed up the construction of high-quality consumer finance companies in the new era & rsquo; Strategic deployment& rdquo;
The number of judgment documents has risen
BOC consumer finance due to & ldquo; Charging by loan, failing to perform due diligence before and after loan & rdquo; After receiving three tickets in a row, the rise of non-performing loan rate and the rise of the number of judgment documents have aroused concern
The non-performing loan ratio of the company in 2016 was 82.06% and 2.06% respectively. By the end of 2018, the non-performing loan ratio of the company had risen to 3.15%
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